Very Cheap California Car Insurance: Savings Tips For Certain Age Ranges

1. For those who are less than 25 years, California auto insurance rates can be really expensive. But for people who find themselves within this age group, having good grades at school will help you get cheaper rates. It's called the good student discount.

To enjoy it, however, you must have a minimum of a "B" grade. For students who qualify, you can expect discounts of about 5 percent. This discount is given because insurers think there is a connection between good grades and a young driver's behavior behind wheels. Students with good grades are usually considered more responsible and less likely to take to reckless driving.

2. If you are a above 55 years you can reduce your rate if you take courses meant for older drivers. Passing this type of course will qualify you for discounts of up to ten percent. You can get more information on this from your agent.

3. Are you retired? Then you're eligible for a retiree discount with several insurance carriers. You will definitely NOT drive as often as you used to do if you retire. A driver's annual mileage is an important factor that determines how much is paid in premiums. Therefore, any event that reduces your annual mileage considerably should cut down your rate.

The fine points for each insurance carrier may be different but this is certainly a good way to cut down your car insurance rate. Do find out details from your agent. Even if they don't refer to it as retiree discount, registering a dramatic reduction in mileage is recommended. You are entitled to a lower rate if the change in your mileage is significant.

4. You could save several hundreds of dollars by simply obtaining and comparing quotes from not less than five insurance quotes sites. And, it will take you just a total of 25 minutes.

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