Really Cheap California Car Insurance: Four Guaranteed Tips

1. Folks who have more than one vehicle will make considerable savings if they insure all those cars with the same California insurance company. You are only advised to do otherwise if the total of your rates across various insurers is less than what you'll be given with a multi-vehicle discount if you buy from one insurance company. Doing some shopping and then comparing with what you'll save with a multi-vehicle discount is an easy way to be sure if this serves your best interest. Insuring more than one vehicle with the same insurer will always result in a decent discount.

2. A multi-policy discount is a proven option to cut down your total insurance spend. That's, for example, if you buy your auto insurance policy from the same provider which covers your homeowners' insurance.

Nevertheless, you must be careful because that an insurance provider gave you great rates for one policy doesn't suggest they will for another policy. Do some research with quotes sites and also discuss with your agent. That way, you'll be in a position to say for sure if this would make you save a lot more.

3. There is something referred to as "good driver discount." It's for policyholders who have not made a claim for 3 years and above. But don't be taken aback if your agent says that your car insurance carrier doesn't offer this discount.

If your insurance carrier is one of the few who don't give this discount tell them point-blank that you'll move over to another insurance carrier. Really, you should leave them because you'll definitely get a better deal with another company if you've kept a clean slate for this number of years.

And, as a matter of fact, your insurer is likely to have a rethink if they see you're very serious about leaving.

4. You can lower your auto insurance costs by getting and comparing quotes from at least five good insurance quotes sites.

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