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Sunday, September 20, 2009

California Vehicle Insurance: Ways To Bigger Discounts


There are a number of ways to more affordable but adequate California auto insurance coverage. Nevertheless, a number of them could leave you slightly compromised. But in this article, I'll share several time-tested tips for paying less while you have sufficient coverage....

1. You deserve a considerable discount if your child does not use the car for a protracted length of time because he/she is away at school. If your child is is away at school then you should talk to your insurance agent about your eligibility for this discount. I must stress, however, that some insurers do not offer this discount.

2. The difference in what it will cost you to insure similar vehicles could be much. It will do you a world of good if you discuss with your agent before choosing your next vehicle. Two things that will force you to pay more are a vehicle's crash rating and theft rate.

Furthermore, cars that typically cost more to repair also cost more to insure. Asking the right questions will help you avoid the "wrong" car and attract cheaper rates.

3. You can save a lot of money in auto insurance if you obtain and compare auto insurance quotes from insurance quotes sites. You will make savings if you go to only one quotes site. However, you'll get more by using at least five.

The plain reason for this is that you will obtain a greater number of auto insurance quotes from a wider range of insurers. This raises your chances of getting better quotes.

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