California Auto Insurance -- For Non Car Owners?

Why should anybody who doesn't have a vehicle even bother about owning a California auto insurance policy? This is such a brilliant question! There are some situations that you'll find yourself in and you will find that getting a auto insurance is a wise decision.

Since your city has a mass transit system, you'll not need a personal vehicle for your daily routine. You can easily go to a car rental service whenever you want to go for a picnic or vacation.

These rental companies sell insurance if you want to cover your rent period. However, depending on how regular you have to rent a vehicle, you might be better off with a non-owner auto insurance policy.

Furthermore, your friends and relatives will feel a lot more comfortable releasing their vehicles to you if you need to use one. If you are a car owner, who would you consider more responsible: The fellow who has a non-owner car insurance policy and the guy who does not? People like dealing with people who show that they are responsible.

Hold on. A California non-owner auto insurance policy runs within a certain rule. If an accident happens, your non-owner's policy can't take precedence over the vehicle owner's policy. This policy gets to work if the car owner's policy can't cover the damages caused. To understand these better...

Let's say you had an accident with a borrowed car that resulted in damages that totalled twenty seven thousand dollars. Your non-owner's policy won't be touched if the auto owner's liability limit is $30,000. If, on the other hand, there's a deficit where the auto owner's policy can't cover such damage, your non-owner's policy will cover the balance.

It is very important, if you have something to do with car insurance, that you know how to get a lot of savings because of the disparity in premiums by insurance companies. It's very ethical and legal and can save you up to one thousand dollars...

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