California Auto Insurance -- Why Gender Helps

You might get a number of lawsuits if you tried to discriminate on the basis of gender in many matters. Car insurance in California is an exception. Insurance companies in ages have established that females are less risks to them. This is why they give them cheaper rates...

If there are drivers that are in the habit of driving at dangerous speeds, 7-9 out of ten would be male. If a driver is attempts risky manuevres, it is likely a man driving. It is definitely part of the female nature to take serious physical risks. And where such attitude exist naturally, societal pressure tones it down quite a great deal -- It is not ladylike to be rough.

Women average a lower mileage as a group since they are less likely to drive for long hours each day. In a family, it is often the men that drive long trips.

Ladies also drive smaller cars. These cost less to maintain. Furthermore, they'll also go for cars that have better safety features.

Car insurance companies know these and therefore give ladies cheaper rates all other things being equal. All insurance companies won't treat you the same. Some will score your gender high; others will not weigh it that much. This will translate to a lower quote all other things being equal.

If you want to know how your insurance premiums are calculated, check my other articles.

It makes sense that you understand what you're spending your money on. Therefore, ask the agent what's included in your policy and what is not.

There are products or add-ons that will give your better coverage in your peculiar circumstance. This is specifically for ladies that spend long hours behind wheels.

Remember, you can take advantage of your profile (Whether you are male or female) to make huge savings...

Get California auto insurance quotes from quotes sites. Compare the quotes returned and pick the best offer. Visit at least 3 sites. Doing that will increase your chances of saving hundreds of dollars in your auto insurance.

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