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Tuesday, September 8, 2009

California Auto Insurance -- Why Female Folks Pay Less


In many areas, women complain that they are not getting as much as they deserve simply because of their gender. Auto insurance in California is an exception. However, it's the male folks you get dealt the worse cards in auto insurance....

The roughest drivers are generally male. Most dare devil drivers are also men. Women are raised to be graceful. This makes it more difficult for a lady to be rough and reckless on the road. Although some women may have such inclinations naturally, societal pressures reduce them. We, as a people do NOT like our ladies.

Ladies average a lower mileage as a group since they are less likely to drive for long hours each day. A man is generally considered better at physical activites. And, they will always be the ones driving if it is a long trip.

Men drive larger cars. These cars usually cost more to maintain than smaller ones.

Car insurance companies know these and therefore give women lower rates all other things being equal. All insurance companies won't treat you the same. Some will score your gender high; others won't weigh it that much. This will translate to a lower quote all other things being equal.

If you want to know how your insurance rates are calculated, check my other articles.

Make sure you are able to figure out the terms and scope of coverage before signing the contract.

There are products or add-ons that will give your better coverage in your particular circumstance. This is particularly most important for ladies that drive for long hours.

Remember, you can take advantage of your profile (Whether you are a man or woman) to make huge savings...

All that you are expected to do is visit at least three quotes sites and getting California auto insurance quotes from them. All you have to do after that is pick the best quote from all quotes. Just make sure you give your correct details at all sites visited. Getting and comparing auto insurance quotes from insurance quotes sites will guarantee that you save between a few hundred dollars to a few thousands (depending on your profile, policy and current auto insurance rate).

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