Dirt Cheap California Car Insurance: Four Proven Steps

1. You can bring down your California automobile insurance rates by going for a multi-vehicle discount. You can only do otherwise if the total of your premiums with various insurance companies is less than what you'll be given with a multi-vehicle discount if you buy from one insurer. Doing some shopping and then comparing with what you'll save with a multi-vehicle discount is an easy way to know for sure if this serves your best interest. Insuring more than one car with the same insurance company will always result in a decent discount.

2. Having multiple policies with one insurance company as well attracts a reasonable discount. All you must do to become eligible for this discount is to get your auto policy from the very carrier which is providing, say, your home owners insurance.

Howbeit, care has to be taken because the fact that an insurance company offered you great rates for a policy doesn't guarantee they will for another one. Comparison shop with quotes sites and also have a chat with your agent. You will be certain of the right option for your profile if you take this step.

3. Policyholders who do NOT make claims for above 3 years generally enjoy a special discount for this. A number of insurance providers do NOT give this without some pressure.

If your insurance agent says that they do NOT give this discount let him or her know that you will switch to another insurer. Really, you should leave them because you will definitely enjoy a better offer somewhere else if you've maintained a claims-free status for this long.

But more often than not the threat of leaving from you is enough to make them give a concession.

4. You might save some hundreds of dollars by just receiving and comparing quotes from not less than five insurance quotes sites. And, it will take only a total of 25 minutes.

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