Seven Sure-Fire Tips For Low Cost California Car Insurance

It doesn't usually take applying very many tips to realize massive discounts while maintaining sufficient California auto insurance coverage. It's generally little things that help you get massive discounts. Let's look at a good number of them in this article...

1. You'll help reduce your rates if you always ensure you park your car in a safe place. .By safe I mean places where the risks of theft, vandalism or accidental damage are very low. Parking your car in a garage will help you reduce your rate over time.

Don't forget to always park your car in a well lit area when you're out. This is because thieves avoid well-lit areas but love operating in the dark. It's certainly not a good idea to leave your car in the open street all through the night.

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2. Retirees are offered a special discount by several California insurers. Retired folks do NOT get to drive to work on a daily basis. Driving less will result in reduced mileage which surely makes you a lower risk.

The finer details for each insurer might differ but this is definitely a good way to cut down your vehicle insurance cost. Find out your insurance carrier's position on this from your insurance agent. Even if they don't call it a retiree discount, registering a dramatic drop in mileage is advisable. Except where the drop in your mileage isn't considerable, you should look for another insurance provider if you don't get a discount.

3. There are useful extras and there are those that do nothing but just inflate your rate. A good example of the later is adding a towing service to your policy. Have you checked to see if your credit card doesn't already offer this as added value?

Even if this is not the case with your credit card company, you'll still get better service and save more if you exclude towing from your policy and you a dedicated towing company instead.

4. It will cost you much more to insure a car if it has a poor safety rating. Select cars that have mechanisms that improve safety. Such mechanisms get you a good discount.

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5. Do you know that you'll be eligible for a discount if you complete a defensive driving course or any such program approved by your insurer? They enjoy a good discount because they've acquired skills that make them respond better to incidents on the road thus making them safer drivers. This means that high risk profiles like teen drivers will benefit a lot from this type of training. If you consider the huge discount this will result in, a young driver will definitely save thousands in premium dollars in just a few years. So as much as possible, become a defensive driver especially if you under 25. And, don't forget to tell your agent once you complete the course.

6. Although this may sound funny, you can bring down your rates by getting married. I know you won't get married just for this but when you do, it will save you a bit in auto insurance. It's commonsense that every person becomes more stable and less reckless once they get married. This stability affects such a person for good when he/she is behind wheels. Insurers will tell you that their records show that married people make fewer claims. Furthermore, when they do make those claims, they usually cost less on the average than those married by their unmarried counterparts.

7. If you must quickly get something inside, turn your car off, lock up and pocket your keys. Don't leave your car unlocked and running. This simple act makes it very easy for thieves. Remember, they look for easy targets. And what could be easier than a car that's ready to be driven away -- It takes just seconds.

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Finally...

You can get cheaper rates on California auto insurance now by visiting not less than five insurance quotes sites. Each quotes site will require about 5 minutes or less to obtain quotes. (Some people fill in details that is not quite true about themselves. That is NOT a smart move since the quotes you'll get this way won't be of any use to you).

You'll simply pick lowest auto insurance quote for you from the list of quotes you've obtained. It's as simple as that. Nevertheless you could realize savings hundreds of dollars.
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