Seven Proven Tips For Affordable California Car Insurance

You don't have to do difficult things in most cases in order to reduce your California car insurance rates. Just knowing a few compulsory things and using them will make a huge difference. Here are several tips that will bring you closer to the goal...

1. Don't make the mistake of parking your car in places where it won't be safe. This means that you have to do all within your power to NOT park your car in a red light district. Furthermore, you might even get discounts with your insurer if you show that you have a good garage.

Don't forget to always park your car in a well lit area when you're out. This is because thieves avoid well-lit areas but love operating in the dark. .And for no reason should you leave your car in the open street for a whole night.

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2. Are you a retired person? Then you can get a retiree discount with several California insurers. The plain argument for this discount is that retirees generally drive less. This will certainly bring down anybody's mileage.

Remember that you are eligible for this discount if you are retired. Get your insurer's position on this from your insurance agent. And, if your he/she says they don't have this particular discount, do your utmost to show the big change in your mileage. Except where the reduction in your mileage isn't considerable, you should switch to another insurance carrier if you don't get a decent discount.

3. There are useful extras and there are those that do nothing but just inflate your rate. A good example of the later is adding a towing service to your policy. By the way, your credit card might already offer this as a benefit so check.

Even if this is not the case with your credit card company, you'll still get better service and save more if you exclude towing from your policy and you a dedicated towing company instead.

4. It will cost you a lot more to insure a car if it has a poor safety rating. Does your vehicle have built-in safety mechanisms? Such systems get you a big discount.

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5. If you complete a defensive driving course, you'll qualify for a special kind of discount with most insurers. This makes sense because defensive drivers are statistically better risks to any insurer -- They have far fewer car crashes This is particularly important for high risk profiles. Considering how expensive car insurance for teens is, getting a considerable discount will amount to much saving in just a few short years. So as much as possible, become a defensive driver especially if you under 25. When you get certified, let your agent know and insist on your discount -- You've earned it.

6. Getting married will bring down your rate by a huge margin. It's commonsense that every person becomes more stable and less reckless once they get married. This stability affects such a person for good when he/she is behind wheels. Furthermore, as a group, their claims are usually less both in number and average cost per claim.

7. A lot of folks have lost their cars in the short seconds that they took to dash inside to get something while leaving their cars running and unlocked. Don't make this mistake. This is an open invitation to any thief sniffing around. Remember, they look for easy targets. An unlocked car with the engine running? What could be easier?

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Bonus tip...

You can realize savings of hundreds of dollars on your auto insurance policy by requesting for insurance quotes from insurance quotes sites. The best strategy is to visit a minimum of five sites and ensuring that you provide the same (correct) details.

I recommend that you visit at least five quotes sites as it will ensure you do not miss out offers not presented by the other sites. This gives you a broader basis for doing better comparisons thereby increasing your chances of getting more for less.
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