Affordable California Car Insurance -- These Will Attract Huge Savings

Those who know what to do don't have any problems attracting the lowest rates without compromise to the quality of coverage they enjoy. I'll show several things you have to do if you want huge discounts that won't put you and yours at risk...

1. Your rates will jump through the roof if you modify your car. Things like changing your tires to bigger ones than specified by the manufacturer, adding equipment that will increase your car's horse-power will cost you a lot more.

2. Staying without making claims will make you eligible a good discount. But take note that not all California insurance companies present this discount.

If your insurer is one of those who don't offer this discount tell them clearly that you will switch to another provider. With this type of driving history getting a much lower rate is really quite easy since claims-free policy holders are every insurance company's dream.

Almost all insurance carriers will do everything possible to ensure they do NOT lose a prized policyholder and this should draw a compromise on their part.

Insurance Quotes

3. Before you get carried away with the few hundreds you will save on a house, check if it will not cost you much more in auto insurance. Also note that a neighbor not too far away might fall under a lower crime zone than you -- This affects rates.

So check with your agent before you commit to a new home. This doesn't come readily to mind when you're shopping for a new home. Does it?

Since you may live in the same home for decades to come, a difference of $200 in auto insurance rates would amount to thousands over the years.

4. You're surely paying too much if you have collision and comprehensive coverage for an old vehicle that is not a classic. Your car's Kelly Blue Book value at point of making claims (and not the value of the vehicle when you bought it) is what shapes what you will be reimbursed by your insurer. So even if you have paid your premiums diligently for years but the Kelly Blue Book value says your vehicle is worth nothing, you'll get a dime from the insurer and they will be totally on the good side of the law.

Therefore, stop wasting your hard-earned cash. If your vehicle gets old, drop collision and comprehensive coverage on it. If you apply this tip you'll save a lot.

Cheapest Car Insurance

5. Don't try to give incorrect personal details in your bid to attract more affordable rates. State personal info truthfully. False representation is fraud and affects everyone's auto insurance rates negatively.

If you couldn't care less about the cost to everyone in general, don't forget that your insurer is free to cancel your policy on the grounds of false representation. You'll then lose in a very big way. Insurers increase your rates by a good margin once you've let your policy lapse or had it cancelled for reasons like this.

Insurance fraud costs the average family an extra $1,500 in premium dollars each year. You can save us all this extra burden by representing your details truthfully.

6. Add-ons like towing raise your premium without giving you as much value as using a towing service. Have you checked to see if your credit card doesn't already offer this as added value?

Even if yours does NOT add this kind of service, a dedicated towing service from a third party will serve you better and save you more than adding towing to your auto insurance policy.

7. You'll save if you exclude rental car coverage from your policy. Do this unless your credit cards does not offer you the benefit of rental car coverage. A good number of credit cards give you an automatic rental car insurance coverage once you use them to rent a vehicle. So it's a good idea to confirm first before you buy an unnecessary coverage.

Cheap California Auto Insurance

8. You will save much if you really have between 25-30 minutes. Visit, get and compare California auto insurance quotes from selected quotes sites. The lowest quote should be what you pick easily.

Nevertheless, you have to go beyond simply the lowest quote to the best price/value. The lowest priced may not be the best price/value for you as an individual.
Get Auto Insurance Quotes In Minutes
Get Free Auto Insurance Quotes