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Thursday, October 1, 2009
Really Cheap California Auto Insurance -- Recommendations For Particular Age Brackets
1. We all are aware of the fact that hardly any other age group pays as much for California auto insurance as the under-25 age group. But for drivers who fall within this age group, having good grades at school will help you enjoy more affordable rates. They call it the good student discount.
You need to maintain a grade point of not less than B to have this good student discount. This will shave off as much as five percent from your rate if you qualify. Experience has shown insurance carriers that what makes a student maintain good grades is a level of responsibility which also shows while driving. It's quite hard to meet reckless under-25 drivers who maintain wonderful grades.
2. For folks who are above 55 years old, you can take advantage of a drivers' refresher course. You can save on your monthly premium by as much as 10% once you pass this course. Find out from your insurance agent about your provider's position on this and the best way to go about it.
3. Retired persons are given a special discount by a good number of insurance providers. The obvious argument for this discount is that retirees normally drive less. Driving less will result in lower mileage which certainly makes you a better risk.
The details for each insurer might differ but this is surely an excellent way to lower your auto insurance rate. Get your insurance provider's stance on this from your agent. If for any reason they don't have a discount like this, don't fail to tell your insurance agent about your change in mileage. This should result in lower rates for you.
4. You can get cheaper rates on California auto insurance now by visiting not less than five insurance quotes sites. Each quotes site will take you about 5 minutes or less to receive quotes. (Some folks present details that is not quite true about themselves. That is NOT a smart move as the quotes you'll get this way won't be of any use to you).
You'll have to choose the best auto insurance quote for you from the list of quotes received. It's as simple as that. Nevertheless you could realize savings hundreds of dollars.
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