California Auto Insurance: 3 Smart Ways To Pay Less

1. Drive carefully if you're really keen on attracting affordable California auto insurance rates. Please, ensure that you make it a personal principle not to drive if you even sip any alcoholic beverage.

Driving while drunk, howbeit slightly will make you pay sky-high rates if you're lucky or be made to be without car insurance if you're not so lucky. Even little things like speeding tickets eventually add up to make you pay higher rates over time. So, if it's a violation of traffic laws, avoid it notwithstanding how negligible it may appear to be at the time.

2. An excellent credit rating will reflect in your favour with respect to your auto insurance rate. Having a poor credit rating is simply making it hard for yourself apart from the fact that your premium will be much higher. The plain reason for this is that there is a general consensus among most insurers that there is a link between poor credit rating and high risks. It's normal for insurers to conclude that a person who misses credit card payments will likely miss payments of auto insurance premiums. This perception of increased risk makes such individuals get higher rates in auto insurance and other policies.

3. You might save some hundreds of dollars by simply receiving and comparing quotes from not less than five insurance quotes sites. And, it will require only about 25 minutes on the whole.

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