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Sunday, August 23, 2009

California Automobile Insurance -- Advice For Big Discounts


There are a number of ways to pay less on your California car insurance policy. But at the same time, some methods people adopt in order to cut cost generally result in less than adequate coverage. But in this article, I'll take you through a few time-tested ways of paying less and at the same time maintain sufficient coverage....

1. Does your child not drive the car for a protracted period? Then you deserve a discount for this. If your child is in college then you should talk to your auto insurance agent about the possibility of getting this discount. But bear in mind that not all insurers offer this discount.

2. There are vehicles that cost a lot more to give adequate auto insurance coverage. Therefore, have this at the back of your mind when you are ready to shop for your next vehicle. A car of similar specification that has a bad crash rating and higher theft rate will be more expensive to insure.

Another thing to find out is the cost of maintaining a car as this is also an issue that affects your premium. This is my personal opinion; but it is a smart thing to opt for a comparable vehicle that is more insurance-friendly.

3. You will save a lot of dollars by visiting a minimum of five quotes sites. That way, you will increase your chances of getting the lowest California auto insurance quotes possible since five sites will return up to 25 quotes altogether.

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