Cheaper California Car Insurance Rates -- Actions That Ensure You Pay A Lot Less

Do you want to attract the cheapest California car insurance rates? Then you need to get the right tips. Let's start with the following...

1. An outstanding credit rating will reflect in your favour with respect to your California car insurance rate. Those who have bad credit pay more expensive rates for all forms of insurance and that is also true for auto. It's normal for insurers to assume that a person who fails in credit card payments will also easily default in auto insurance premiums. This means more danger to them and more expensive rates for you.

2. Take it upon yourself to ask your agent about all the discounts available to you with your present California insurance provider.
Your agent may, by commission or omission overlook some discounts that you qualify for. The only way to ensure this is not true in your case is by telling your agent to list out all discount that your preferred insurance carrier gives. You might be surprised at discounts you have not taken advantage of.

3. Staying loyal to one California insurer for any considerable length of time will surely get you savings. You will get discounts of about 5% on your auto insurance if you stick to the same insurance company for up to three years. Staying longer will get you bigger discounts.

But in a number of cases it's wiser to leave for some other insurer...

Let's assume your California auto insurance premium with your current insurance provider is $2,500 you will get a discount of about five percent or $125 if you maintain your policy with them from3 years and above.

But while you're at it, an insurer somewhere might be willing to give you a rate of $2,000 or less within that period. Then it would be anything but wisdom to stay put because you want to become eligible for a discount down the road knowing that the expected discount is less than savings you'll get immediately if you change to another insurer.

You'll almost always get lower rates if you make out time to do extensive shopping since there are hundreds of auto insurance companies around. Considering that the process of getting and comparing auto insurance quotes requires just minutes, I will wonder why you won't do that instantly and get lower car insurance rates straight away.

Get Auto Insurance Quotes In Minutes
Get Free Auto Insurance Quotes